Virgin Money
1 Year Fixed Rate Cash ISA
FSCS protectedUK regulated bankUpdated June 2026
Rate explanation
1 Year Fixed Rate Cash ISA from Virgin Money advertises 4.22% AER (illustrative, June 2026). Access is locked; minimum deposit £1,000. Bonus note: tax-free ISA wrapper.
Pros
- FSCS protection up to UK limits (subject to eligibility).
- Structured access rules may suit planned savers.
- Offered by a UK-regulated banking group.
Cons
- Funds may be locked for the fixed term.
- Maximum balance cap around £20,000 — confirm with Virgin Money.
Eligibility
- UK residents typically aged 16+ (18+ for ISAs).
- Rates change — always confirm live AER on the provider website.
- Tax treatment depends on personal circumstances; ISA products use UK ISA rules.
UK comparison
Compare 1 Year Fixed Rate Cash ISA against other UK savings and Cash ISA products on MintBridge before you apply. Educational comparison only — not financial advice.
Educational content only. MintBridge does not provide regulated financial advice. Verify all rates with the provider before applying.