American Express
Cashback Credit Card
UK regulated bankUpdated June 2026
Rate explanation
American Express Cashback Credit Card: 28.6% representative APR (updated June 2026). Credit limit varies.
Pros
- Ongoing rate-focused card structure.
- Issued under UK consumer credit rules.
- Useful for modelling payoff timelines with MintBridge calculators.
Cons
- Representative APR — your rate may differ based on credit profile.
- Missed payments damage credit score and increase costs.
Eligibility
- UK residents aged 18+ subject to credit check.
- Minimum income and existing debt rules vary by issuer.
- Always read summary box and terms before applying.
UK comparison
Compare Cashback Credit Card with other UK credit card examples on MintBridge. Not a recommendation to apply.
Educational content only. MintBridge does not provide regulated financial advice. Verify all rates with the provider before applying.