HSBC
Balance Transfer Credit Card
UK regulated bankUpdated June 2026
Rate explanation
HSBC Balance Transfer Credit Card: 0% representative APR with 18-month introductory period (updated June 2026). Balance transfer fee 2.99%.
Pros
- 18 months promotional terms may help debt consolidation.
- Issued under UK consumer credit rules.
- Useful for modelling payoff timelines with MintBridge calculators.
Cons
- Representative APR — your rate may differ based on credit profile.
- Balance transfer fee of 2.99% applies.
- Missed payments damage credit score and increase costs.
Eligibility
- UK residents aged 18+ subject to credit check.
- Minimum income and existing debt rules vary by issuer.
- Always read summary box and terms before applying.
UK comparison
Compare Balance Transfer Credit Card with other UK credit card examples on MintBridge. Not a recommendation to apply.
Educational content only. MintBridge does not provide regulated financial advice. Verify all rates with the provider before applying.